TS Wealth Advisors
What We Do

Our Services

Every service we offer is designed around one principle: your financial strategies should work together, not in isolation.

Coordinated Wealth Management

We align your investment strategy, tax planning, and estate considerations into one unified approach — ensuring every decision supports the others.

  • Investment strategy aligned with tax plan
  • Estate plan coordinated with asset allocation
  • Regular reviews and rebalancing
  • Coordination with your CPA and attorney

Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss. (28-LPL)

Asset allocation does not ensure a profit or protect against a loss. (34-LPL)

Retirement Income Planning

Whether you're approaching retirement or already there, transitioning from accumulation to distribution is one of the most critical financial shifts you'll make. We build a retirement income strategy that's tax-efficient and sustainable.

  • Social Security optimization
  • Tax-efficient withdrawal strategies
  • Required minimum distribution planning
  • Income gap analysis and strategies

Business Owner Planning

Your business is likely your largest asset. We help you plan for succession, optimize your compensation strategy, and coordinate your business and personal financial plans.

  • Business succession planning
  • Compensation and benefits optimization
  • Business and personal strategy alignment
  • Exit planning and transition support

Tax Strategy Coordination

We work alongside your CPA to ensure your investment decisions and financial plan are tax-aware — not just this year, but across your entire retirement horizon.

  • Tax-loss harvesting coordination
  • Roth conversion analysis
  • Capital gains management
  • Multi-year tax projection planning

Traditional IRA account owners have considerations to make before performing a Roth IRA conversion. These primarily include income tax consequences on the converted amount in the year of conversion, withdrawal limitations from a Roth IRA, and income limitations for future contributions to a Roth IRA. In addition, if you are required to take a required minimum distribution (RMD) in the year you convert, you must do so before converting to a Roth IRA. (22-LPL)

Estate Planning Coordination

We collaborate with your estate attorney to ensure your estate documents, beneficiary designations, and asset titling all work together seamlessly.

  • Beneficiary designation review
  • Asset titling coordination
  • Trust and estate strategy alignment
  • Legacy and charitable planning

Risk Management Review

We evaluate your insurance coverage and risk exposure to identify gaps or overlaps — ensuring you're properly protected without overpaying.

  • Life insurance needs analysis
  • Long-term care planning
  • Disability and liability review
  • Coverage gap identification

Not Sure Where to Start?

That's exactly what the initial consultation is for. We'll listen to your situation and help you understand which services make sense.

Schedule a Complimentary Consultation